At the consultation, a male adviser point at a tablet to explain the profit restructuring to female business owners

Other Services

In addition to the services already described, Actuarial Services, Inc. can provide valuable support to life insurers in a number of other areas.

Purchase or Sale of Life Insurance Portfolios

We can advise companies who are contemplating the purchase or sale of blocks of life insurance contracts. The areas in which we can advise include negotiating the terms or purchase or sale, including the price of the transaction. We can also advise on the effect of the transaction on the risk profile of the purchasing or selling company and the optimal means of financing the transaction.

Demutualization

We can assist companies that are contemplating demutualization, a process in which the ownership of the company is transferred from its policyholders to a group of shareholders.

Investment Policy

Actuarial Services can also provide advice on the formulation of investment policies for companies seeking to improve the management of asset-liability risks and implement an investment policy that is more reflective of the type of insurance contracts on their books.

Reinsurance

We are also able to provide valuable advice to insurers seeking to implement new or modified reinsurance arrangements as part of a strategy of capital management.